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<channel>
 <title>SavvySugar --  It Makes Sense.</title>
 <link>http://www.savvysugar.com/</link>
 <description>It Makes Sense.</description>
 <language>en</language>
<item>
 <title>I&#039;m Asking: Is It Now More Unacceptable to Be Flashy?</title>
 <link>http://www.savvysugar.com/2535443</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/48_2008/11857e853e8b2b41_club.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left xlarge&quot; height=&quot;206&quot; width=&quot;310&quot;&gt;&lt;/span&gt;Over brunch with a girlfriend this weekend, she commented that now it&#039;s not cool to be flashy about money, like throwing down $1,000 at a club for a table with bottle service or spending $500 on a sweater when someone makes a $50,000 salary. &lt;/p&gt;
&lt;p&gt;The economy is causing people to act differently with their money and towards other people&#039;s money — it&#039;s not to say that there&#039;s no place for splurging in a rocky economy, but do you think that it&#039;s now more unacceptable to be flashy even if you have the money to spend?  &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2535443#comment</comments>
 <category domain="http://www.savvysugar.com/tags/economy">economy</category>
 <category domain="http://www.savvysugar.com/tags/I&#039;m Asking">I&#039;m Asking</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/wealth">wealth</category>
 <pubDate>Tue, 25 Nov 2008 11:30:10 -0800</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2535443</guid>
</item>
<item>
 <title>Do You Have a Clear Picture of Your Parents&#039; Finances?</title>
 <link>http://www.savvysugar.com/2475262</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-2475262&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/2475262&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-2475262&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/45_2008/536f70cc015fd329_parents.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right xlarge&quot; height=&quot;231&quot; width=&quot;300&quot;&gt;&lt;/span&gt;Many of our parents are nearing retirement age, and it&#039;s likely their retirement portfolios took a hit with the market. Almost half of you said &lt;a href=&quot;http://www.savvysugar.com/2427984/&quot; &gt;your parents have a good idea&lt;/a&gt; about your financial state, but does the transparency go both ways? &lt;/p&gt;
&lt;p&gt;Ron Lieber of &lt;a href=&quot;http://www.nytimes.com/2008/11/08/business/yourmoney/08money.html/&quot; target=&quot;_blank&quot;&gt;The New York Times suggests&lt;/a&gt; it&#039;s important to open an inter-generational dialogue about the family&#039;s finances: He says parents should be honest if their retirement savings have been devastated and their kids should admit their monthly debt payments.&lt;/p&gt;
&lt;p&gt;Do you have a clear picture of your parents&#039; finances? &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/2475262&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;Do You Have a Clear Picture of Your Parents&amp;#039; Finances?&lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; Yes, I have a clear picture of my parents&#039; finances.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; I can sort of guess, but am not confident that it&#039;s accurate.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; No, I don&#039;t know much about my parents&#039; money.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;3&quot;   class=&quot;form-radio&quot; /&gt; Something else. I&#039;ll tell you in the comments below. &lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;2475262&quot;  /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;Vote&quot;  class=&quot;form-submit&quot; /&gt;
  &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;epoll_view_voting&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/2475262#comment</comments>
 <category domain="http://www.savvysugar.com/tags/family">family</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/poll">poll</category>
 <category domain="http://www.savvysugar.com/tags/Savvy poll">Savvy poll</category>
 <category domain="http://www.savvysugar.com/tags/Your Two Cents">Your Two Cents</category>
 <pubDate>Mon, 10 Nov 2008 07:15:52 -0800</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2475262</guid>
</item>
<item>
 <title>Do You Fear Money Will Prevent You From Having Kids?</title>
 <link>http://www.savvysugar.com/2449205</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/44_2008/4bd2451e68235165_couple.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right xlarge&quot; height=&quot;318&quot; width=&quot;210&quot;&gt;&lt;/span&gt;The economy has forced us to focus more on the present and less on the future; we&#039;re more worried about holding on to our jobs than plotting our next promotion. One of the biggest (and most expensive) topics under the future umbrella is starting a family — are you concerned that financial issues will hold you back from having kids? &lt;/p&gt;
&lt;p&gt;&lt;br clear=all&gt;&lt;br /&gt;
&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2449205#comment</comments>
 <category domain="http://www.savvysugar.com/tags/family">family</category>
 <category domain="http://www.savvysugar.com/tags/I&#039;m Asking">I&#039;m Asking</category>
 <category domain="http://www.savvysugar.com/tags/kids">kids</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Mon, 03 Nov 2008 10:30:51 -0800</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2449205</guid>
</item>
<item>
 <title>In-the-Black Tip: Spend Smarter</title>
 <link>http://www.savvysugar.com/2426685</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/44_2008/db942ae2baac6f07_shopping.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right xlarger&quot; height=&quot;377&quot; width=&quot;300&quot;&gt;&lt;/span&gt;We&#039;re celebrating Halloween with &lt;a href=&quot;http://www.savvysugar.com/2420748/&quot; &gt;In-the-Black Week&lt;/a&gt;, but this tip is something to also keep in mind when you are preparing to shop for the upcoming holidays. &lt;/p&gt;
&lt;p&gt;&lt;b&gt;In-the-Black tip&lt;/b&gt;: Shop with a purpose. Make a list of the things you&#039;re hoping to find, whether it&#039;s a new holiday party dress for you or gifts for the people you love. Next to each item or person&#039;s name, write how much you can afford to spend. You may be able to spend $200 on yourself normally, but when you have a long list of gifts to buy, you might have to spend less. Use a spreadsheet to track the purchases as you go including what you paid for each item, so you can clearly see how well you are sticking to your overall spending plan. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2426685#comment</comments>
 <category domain="http://www.savvysugar.com/tags/Halloween">Halloween</category>
 <category domain="http://www.savvysugar.com/tags/holiday">holiday</category>
 <category domain="http://www.savvysugar.com/tags/In The Black Week">In The Black Week</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/saving">saving</category>
 <category domain="http://www.savvysugar.com/tags/shopping">shopping</category>
 <category domain="http://www.savvysugar.com/tags/spending">spending</category>
 <pubDate>Tue, 28 Oct 2008 11:00:45 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2426685</guid>
</item>
<item>
 <title>Celebrate Halloween With Savvy&#039;s In-the-Black Week!</title>
 <link>http://www.savvysugar.com/2420748</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/43_2008/5df45a2944c48648_in-the-black.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right outline xlarger&quot; height=&quot;400&quot; width=&quot;300&quot;&gt;&lt;/span&gt;Halloween is one day that&#039;s about playing tricks and getting treats in the black of night, but when it comes to money, being in-the-black is always in mode. A few simple tricks, and you&#039;ll be on your way to treating yourself to a more stable financial life. Check back all week for ways to get more out of your money. &lt;/p&gt;
&lt;p&gt;&lt;b&gt;In-the-black tip&lt;/b&gt;: Are you getting the most from your money? Search around for the most competitive online savings account rates. Consider transferring your savings to an account that comes with a higher rate, but make sure you are comfortable with the bank that would be holding your account and confirm that it has FDIC insurance. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2420748#comment</comments>
 <category domain="http://www.savvysugar.com/tags/Halloween">Halloween</category>
 <category domain="http://www.savvysugar.com/tags/In The Black Week">In The Black Week</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/saving">saving</category>
 <pubDate>Mon, 27 Oct 2008 08:00:41 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2420748</guid>
</item>
<item>
 <title>Do You Have a Love or Hate Relationship With Money?</title>
 <link>http://www.savvysugar.com/2421126</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-2421126&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/2421126&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-2421126&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;People often tell me they have a love / hate relationship with money. If you had to choose one or the other, would you say that you love or hate money? &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/43_2008/e5c813946af46218_love-hate.xxlarge.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center xxlarge&quot; height=&quot;416&quot; width=&quot;500&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/2421126&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;Do You Have a Love or Hate Relationship With Money?&lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; Love it!&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; Hate it! &lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; Neither&lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;2421126&quot;  /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;Vote&quot;  class=&quot;form-submit&quot; /&gt;
  &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;epoll_view_voting&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/2421126#comment</comments>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/poll">poll</category>
 <category domain="http://www.savvysugar.com/tags/Savvy poll">Savvy poll</category>
 <category domain="http://www.savvysugar.com/tags/Your Two Cents">Your Two Cents</category>
 <pubDate>Mon, 27 Oct 2008 06:30:55 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2421126</guid>
</item>
<item>
 <title>I&#039;m Asking: Have You Ever Felt the Need to Keep Up With the Joneses? </title>
 <link>http://www.savvysugar.com/2395370</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/43_2008/9fd9daee7671ee57_joneses.xlarge.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left xlarge&quot; height=&quot;320&quot; width=&quot;213&quot;&gt;&lt;/span&gt;Everyone knows the phrase &#039;keeping up with the Joneses,&#039; and this type of competition often causes people to live beyond their means. It&#039;s not always apparent that this mentality is the cause for wanting certain things, but retrospect can show that you may not have done or purchased something so elaborate if it weren&#039;t for the people around you. Have you ever felt the need to keep up? &lt;/p&gt;
&lt;p&gt;&lt;br clear=all&gt;&lt;br /&gt;
&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2395370#comment</comments>
 <category domain="http://www.savvysugar.com/tags/I&#039;m Asking">I&#039;m Asking</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/wealth">wealth</category>
 <pubDate>Wed, 22 Oct 2008 11:00:55 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2395370</guid>
</item>
<item>
 <title>Have You Turned Down Social Invitations Because of Money?</title>
 <link>http://www.savvysugar.com/2395619</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-2395619&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/2395619&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-2395619&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/43_2008/a28d99546ddfeb0b_social.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right xlarger&quot; height=&quot;370&quot; width=&quot;270&quot;&gt;&lt;/span&gt;A busy social calendar is hardly a bad thing, but it can mean an expensive month ahead. Socializing doesn&#039;t always involve spending money but often it does. Have you ever said no to an invitation because you either didn&#039;t want to spend the money or didn&#039;t have it to spend?&lt;/p&gt;
&lt;p&gt;&lt;br clear=all&gt;
&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/2395619&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;Have You Turned Down Social Invitations Because of Money?&lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; Yes, money often keeps me from accepting social invitations. &lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; At times money has prevented me from accepting invitations.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; No, money hasn&#039;t held me back from social events.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;3&quot;   class=&quot;form-radio&quot; /&gt; Something else. See my comments below. &lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;2395619&quot;  /&gt;
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  &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;epoll_view_voting&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/2395619#comment</comments>
 <category domain="http://www.savvysugar.com/tags/budget">budget</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/poll">poll</category>
 <category domain="http://www.savvysugar.com/tags/Savvy poll">Savvy poll</category>
 <category domain="http://www.savvysugar.com/tags/Your Two Cents">Your Two Cents</category>
 <pubDate>Wed, 22 Oct 2008 06:30:47 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2395619</guid>
</item>
<item>
 <title>Do You Rely More on Your Debit Card or Cash?</title>
 <link>http://www.savvysugar.com/2370672</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-2370672&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/2370672&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-2370672&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/42_2008/f5d12cda675be037_cash.xxlarge.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center xxlarge&quot; height=&quot;335&quot; width=&quot;500&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/2370672&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;Do You Rely More on Your Debit Card or Cash?&lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; Debit card!&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; Cash!&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; I don&#039;t use one more frequently than the other. &lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;2370672&quot;  /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;Vote&quot;  class=&quot;form-submit&quot; /&gt;
  &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;epoll_view_voting&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/2370672#comment</comments>
 <category domain="http://www.savvysugar.com/tags/cash">cash</category>
 <category domain="http://www.savvysugar.com/tags/debit card">debit card</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/poll">poll</category>
 <category domain="http://www.savvysugar.com/tags/Savvy poll">Savvy poll</category>
 <category domain="http://www.savvysugar.com/tags/spending">spending</category>
 <category domain="http://www.savvysugar.com/tags/Your Two Cents">Your Two Cents</category>
 <pubDate>Thu, 16 Oct 2008 14:00:17 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2370672</guid>
</item>
<item>
 <title>Will You Hit These Money Milestones by the Time You&#039;re 30?</title>
 <link>http://www.savvysugar.com/2336056</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/41_2008/30.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right outline xlarge&quot; height=&quot;300&quot; width=&quot;300&quot;&gt;&lt;/span&gt;Turning 30 can be a dreadful birthday for some reluctant 20-somethings, but no matter how full of dread you may be there&#039;s a way to gracefully enter the next decade in regard to money management. In order to set you up for smooth sailing, &lt;a href=&quot;http://articles.moneycentral.msn.com/Investing/HomeMortgageSavings/6-financial-milestones-before-30.aspx#pageTopAchor&quot; target=&quot;_blank&quot;&gt;MSN Money created a list of six&lt;/a&gt; money milestones to reach by the time you&#039;re 30. Do you think these milestones are appropriate for most people in their twenties? Is there anything you&#039;d add or remove?&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;b&gt;Scale back the credit cards&lt;/b&gt;. If you aren&#039;t able to live on your earnings and are still taking on credit card debt when you&#039;re 30, it&#039;s going to be difficult for you to save enough for retirement.&lt;/li&gt;
&lt;li&gt;&lt;b&gt;Own a home, or have a plan.&lt;/b&gt; One expert says that homeownership should be a priority, and to start saving for a down payment.&lt;/li&gt;
&lt;li&gt;&lt;b&gt;Have skills&lt;/b&gt;. Develop a set of marketable skills by the time you are 30 and try to bring something new to the table.&lt;/li&gt;
&lt;li&gt;&lt;b&gt;Give money away&lt;/b&gt;. Financial advisor Scott Hanson says, &quot;I think it&#039;s financially healthy to give.&quot;&lt;/li&gt;
&lt;li&gt;&lt;b&gt;Know thyself&lt;/b&gt;. Decide what&#039;s important to you. Hanson explains, &quot;Start to know yourself and build parameters so your life and money line up with those parameters.&quot;&lt;/li&gt;
&lt;li&gt;&lt;b&gt;Know smart people&lt;/b&gt;. When you need advice, turning someone who&#039;s good at their job can save you money in the long run, whether it&#039;s a tax preparer, financial adviser, attorney, or insurance agent.&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2336056#comment</comments>
 <category domain="http://www.savvysugar.com/tags/charity">charity</category>
 <category domain="http://www.savvysugar.com/tags/credit card">credit card</category>
 <category domain="http://www.savvysugar.com/tags/financial advisor">financial advisor</category>
 <category domain="http://www.savvysugar.com/tags/Gen Y">Gen Y</category>
 <category domain="http://www.savvysugar.com/tags/goals">goals</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Fri, 10 Oct 2008 12:30:52 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2336056</guid>
</item>
<item>
 <title>Big Apple Attraction: Money Museum</title>
 <link>http://www.savvysugar.com/slideshow/2327892</link>
 <description>&lt;a href=&quot;/slideshow/2327892?page=0&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/41_2008/ten_0.xlarge.jpg&quot; alt=&quot;Big Apple Attraction: Money Museum&quot; title=&quot;Big Apple Attraction: Money Museum&quot;  class=&quot;image xlarge inline left&quot; height=&quot;213&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;I am dashing to Manhattan for a quick weekend trip, and I&#039;m hoping to visit the &lt;a href=&quot;http://www.financialhistory.org&quot;&gt;Museum of American Finance&lt;/a&gt; while I&#039;m there. You all know how much I enjoy learning about currency and well, money in general, and this place is packed with money information. With exhibits like a history of US currency and a ticker tape from the Great Crash of October 29, 1929, I have a feeling this place will be up my alley. I&#039;d love to take you with me, but here are some photos from the museum that give a great idea of the interesting exhibits the museum has to offer. &lt;div id=&#039;pager&#039; style=&#039;margin:25px auto;text-align:center;margin:8px; &#039;&gt;&lt;a href=&quot;/slideshow/2327892?page=0&quot;&gt;Start Slideshow&lt;/a&gt;&lt;/div&gt;</description>
 <comments>http://www.savvysugar.com/slideshow/2327892#comment</comments>
 <category domain="http://www.savvysugar.com/tags/currency">currency</category>
 <category domain="http://www.savvysugar.com/tags/education">education</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/New York">New York</category>
 <pubDate>Thu, 09 Oct 2008 11:00:08 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2327892</guid>
</item>
<item>
 <title>The Deal Behind Spending Money to Save Money Gimmicks </title>
 <link>http://www.savvysugar.com/2323095</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/41_2008/cash.xlarge.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right xlarge&quot; height=&quot;320&quot; width=&quot;232&quot;&gt;&lt;/span&gt;Banks offering plans that deposit money into a savings account every time you spend money are encouraging their customers to build up their savings account, which is a good thing. But when the &lt;a href=&quot;http://www.consumerreports.org/cro/index.htm&quot; target=&quot;_blank&quot;&gt;Consumer Reports&lt;/a&gt; Money Lab researched competing plans it found that most of them aren&#039;t the best solution for people serious about saving. Here is a summary breakdown from the November issue. Have you participated in programs like these? &lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;b&gt;Bank of America&#039;s Keep the Change&lt;/b&gt;: The bank rounds up purchase amounts to the nearest dollar and transfers the difference to your savings account, so if a total purchase is $332.49, 51 cents will be transferred to your savings account. The interest paid on the basic savings account was recently .2 percent and 1.75 percent for the money market account, so even though the bank matches the transfer amount for the first three months and five percent after that, you&#039;d be better off saving in accounts that pay more interest.&lt;/li&gt;
&lt;li&gt;&lt;b&gt;Wachovia&#039;s Way2Save&lt;/b&gt;: Wachovia moves $1 into your savings account every time you make a debit purchase or pay a bill online. It pays 5 percent interest during year one and a 5 percent bonus, but only pays a 2 percent interest rate after that. After year one, the program isn&#039;t going to do much to boost your savings.&lt;/li&gt;
&lt;li&gt;&lt;b&gt;American Express One&lt;/b&gt;: Because the card pays 1 percent cash back on purchases but charges a $35 annual fee, you&#039;d need to charge $3,500 to break even. You&#039;d be better off getting a card with greater rewards, minus the annual fee.&lt;/li&gt;
&lt;ul&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2323095#comment</comments>
 <category domain="http://www.savvysugar.com/tags/Banking">Banking</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/saving">saving</category>
 <category domain="http://www.savvysugar.com/tags/Savvy ATM">Savvy ATM</category>
 <category domain="http://www.savvysugar.com/tags/spending">spending</category>
 <pubDate>Thu, 09 Oct 2008 09:30:48 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2323095</guid>
</item>
<item>
 <title>I&#039;m Asking: Who Do You Turn to For Financial Advice?</title>
 <link>http://www.savvysugar.com/2121317</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/40_2008/advice.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left preview&quot; height=&quot;334&quot; width=&quot;240&quot;&gt;&lt;/span&gt;If the recent economic turmoil has had any positive side effect, it&#039;s that people are talking more openly about money and how to handle it. Financial conversations are less taboo at a time when money is on everybody&#039;s minds. Is there anyone in particular that you turn to financial advice? &lt;/p&gt;
&lt;p&gt;&lt;br clear=all&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2121317#comment</comments>
 <category domain="http://www.savvysugar.com/tags/I&#039;m Asking">I&#039;m Asking</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Tue, 30 Sep 2008 12:30:06 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2121317</guid>
</item>
<item>
 <title>Your Two Cents: Is Money Your Number One Source of Stress? </title>
 <link>http://www.savvysugar.com/2084892</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-2084892&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/2084892&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-2084892&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/39_2008/stress.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left preview&quot; height=&quot;260&quot; width=&quot;260&quot;&gt;&lt;/span&gt;In a recent online survey by the American Psychological Association, 75 percent of respondents identified &lt;a href=&quot;http://www.nytimes.com/2008/09/25/fashion/25money.html/&quot; target=&quot;_blank&quot;&gt;money as the biggest cause of stress&lt;/a&gt; in their lives. Is it yours, too?
&lt;br clear=all&gt;
&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/2084892&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;Your Two Cents: Is Money Your Number One Source of Stress? &lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; Yes, money is the biggest source of stress in my life.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; No, but it&#039;s up there.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; No, money doesn&#039;t stress me out too much or too often.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;3&quot;   class=&quot;form-radio&quot; /&gt; Something else. See my comments below. &lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;2084892&quot;  /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;Vote&quot;  class=&quot;form-submit&quot; /&gt;
  &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;epoll_view_voting&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/2084892#comment</comments>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/poll">poll</category>
 <category domain="http://www.savvysugar.com/tags/Savvy poll">Savvy poll</category>
 <category domain="http://www.savvysugar.com/tags/stress">stress</category>
 <category domain="http://www.savvysugar.com/tags/Your Two Cents">Your Two Cents</category>
 <pubDate>Fri, 26 Sep 2008 06:30:40 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2084892</guid>
</item>
<item>
 <title>Unveiled! Lincoln&#039;s One Cent Makeover For His 200th Birthday</title>
 <link>http://www.savvysugar.com/2078292</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/39_2008/penny.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;359&quot; width=&quot;520&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Earlier this year the five dollar bill featuring Abraham Lincoln&#039;s face was given &lt;a href=&quot;http://www.savvysugar.com/1530742/&quot; &gt;a purple makeover&lt;/a&gt;, and now the US Mint is introducing not one but &lt;a href=&quot;http://ap.google.com/article/ALeqM5het_daiqpVlw58pVg2L59NWah4eAD93CCT680&quot; target=&quot;_blank&quot;&gt;four new penny designs&lt;/a&gt;! Abe would be turning 200 next year and the occasion is being honored with the release of the new pennies, and it&#039;s the first time the penny has been altered in 50 years.&lt;/p&gt;
&lt;p&gt;Lincoln&#039;s profile will remain as we&#039;ve known it on one side of the penny and the other side will feature new images. The first of the four designs will be released into circulation starting on Feb. 12 (Abe&#039;s birthday) and a different penny will be introduced every three months. The different images depict a log cabin, a young Lincoln reading a book, Lincoln as a young lawyer in Springfield, IL, and a half-completed Capitol dome. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2078292#comment</comments>
 <category domain="http://www.savvysugar.com/tags/currency">currency</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/news">news</category>
 <pubDate>Thu, 25 Sep 2008 11:00:23 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2078292</guid>
</item>
<item>
 <title>Young Adult Credit Education: Too Late or Right on Time?</title>
 <link>http://www.savvysugar.com/2059537</link>
 <description>&lt;p&gt;As the government scrambles to prevent our financial system from crumbling to the point of no return, there&#039;s a simultaneous effort from the Treasury Department to educate young adults aged 18-24 about &lt;a href=&quot;http://www.nytimes.com/2008/09/22/business/yourmoney/22psa.html/&quot; target=&quot;_blank&quot;&gt;the importance of responsibly handling credit&lt;/a&gt;. Over the next four to six weeks, video and audio spots will run on donated air time with the warning, &quot;Don’t let your credit put you in a bad place.&quot; &lt;a href=&quot;http://www.controlyourcredit.gov&quot; target=&quot;_blank&quot;&gt;There&#039;s also an online game&lt;/a&gt; called The Bad Credit Hotel that is part of the campaign and is meant to teach players about credit scores. &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/39_2008/credit.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center outline preview&quot; height=&quot;294&quot; width=&quot;510&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Financial literacy advocates are hoping recent events have brought a new awareness to the dangers of borrowing beyond our means. The campaign is aimed at the 18-24 age group in particular because, as explained by Kathy Crosby of the Ad Council that helped design the campaign, &quot;Our research showed us that there is a sense of invincibility among this age group. Our job was to disrupt this thinking.&quot; &lt;/p&gt;
&lt;p&gt;Do you think the effort is too late to make an impact, or have recent events allowed for perfect timing in rolling out a financial awareness campaign for young adults? &lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2059537#comment</comments>
 <category domain="http://www.savvysugar.com/tags/education">education</category>
 <category domain="http://www.savvysugar.com/tags/Gen Y">Gen Y</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Tue, 23 Sep 2008 08:00:44 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2059537</guid>
</item>
<item>
 <title>News Flash: Money Is on Everybody&#039;s Mind</title>
 <link>http://www.savvysugar.com/2033422</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/38_2008/gates.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;286&quot; width=&quot;300&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Forbes released its 27th list of the Forbes 400 ranking the 400 richest Americans — you&#039;ll need at least $1.3 billion to join this club. Of course, Bill Gates made the list. — &lt;a href=&quot;http://www.forbes.com/lists/2008/09/16/richest-american-billionaires-lists-400list08-cx_mm_dg_0917richintro.html&quot; target=&quot;_blank&quot;&gt;Forbes&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;Networking in a time of need: University of Chicago&#039;s Graduate School of Business called its alumni that were Lehman employees just one day after the bank filed for bankruptcy. — &lt;a href=&quot;http://online.wsj.com/article/SB122165815555647663.html&quot; target=&quot;_blank&quot;&gt;The Wall Street Journal&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;The federal government is considering forming a new agency to handle the mortgage-related assets that have crippled Wall Street. — &lt;a href=&quot;http://www.nytimes.com/2008/09/17/business/17resolution.html/&quot; target=&quot;_blank&quot;&gt;The New York Times&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2033422#comment</comments>
 <category domain="http://www.savvysugar.com/tags/bankruptcy">bankruptcy</category>
 <category domain="http://www.savvysugar.com/tags/MBA">MBA</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/networking">networking</category>
 <category domain="http://www.savvysugar.com/tags/news">news</category>
 <category domain="http://www.savvysugar.com/tags/news flash">news flash</category>
 <category domain="http://www.savvysugar.com/tags/wealth">wealth</category>
 <category domain="http://www.savvysugar.com/tags/Wesabe">Wesabe</category>
 <pubDate>Thu, 18 Sep 2008 04:00:21 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2033422</guid>
</item>
<item>
 <title>Shelling Out For Wedding Dresses Dates Back to Depression </title>
 <link>http://www.savvysugar.com/2006391</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/37_2008/wedding.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;395&quot; width=&quot;260&quot;&gt;&lt;/span&gt;Our eyes grow wider as the average price of a wedding keeps rising, and the &lt;a href=&quot;http://www.savvysugar.com/1517273/&quot; &gt;nearly $30,000 price tag&lt;/a&gt; makes some brides stop and wonder how it&#039;s possible that everything wedding-related seems so inflated. &lt;a href=&quot;http://www.nytimes.com/2008/09/13/business/13shortcuts.html/&quot; target=&quot;_blank&quot;&gt;The New York Times reported something&lt;/a&gt; very interesting this weekend that points out how long the tradition of marriage has been paired with the tradition of spending lots of money. &lt;/p&gt;
&lt;p&gt;According to the article, called &quot;Party Peer Pressure, and Why You Shouldn’t Succumb to It,&quot; wedding sections were introduced to department stores in the 1930s. Marketers adopted a &quot;love knows no Depression&quot; slogan in spreading the trend, and assumed that even when times were tough, brides would still find the money for a wedding dress. Wedding sections are staples in many department stores nowadays — looks like those 1930s marketers knew their stuff. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/2006391#comment</comments>
 <category domain="http://www.savvysugar.com/tags/marriage">marriage</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/wedding">wedding</category>
 <pubDate>Mon, 15 Sep 2008 04:00:54 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/2006391</guid>
</item>
<item>
 <title>I&#039;m Asking: Did Your Parents Discuss Money in Your Presence?</title>
 <link>http://www.savvysugar.com/1994881</link>
 <description>&lt;p&gt;Between the incredible wardrobe and makeup, throwback office scenes, and complex drama, &lt;a href=&quot;http://www.buzzsugar.com/tag/Mad+Men/&quot; &gt;Mad Men&lt;/a&gt; is one show that has me hooked and I can&#039;t wait for tonight&#039;s episode. Last week&#039;s episode included a Draper family picnic scene where young Sally asks her mommy if they are rich. Betty tells her daughter that it&#039;s impolite to talk about money, period. Did your parents ever discuss money matters in your presence or did they keep it a mostly private topic? &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/37_2008/mad-men.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;352&quot; width=&quot;500&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Photo courtesy of &lt;a href=&quot;http://www.amctv.com/&quot; target=&quot;_blank&quot;&gt;AMC&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1994881#comment</comments>
 <category domain="http://www.savvysugar.com/tags/I&#039;m Asking">I&#039;m Asking</category>
 <category domain="http://www.savvysugar.com/tags/kids">kids</category>
 <category domain="http://www.savvysugar.com/tags/Mad Men">Mad Men</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Sun, 14 Sep 2008 11:00:15 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1994881</guid>
</item>
<item>
 <title>Money Buys More Happiness When We&#039;re Young?</title>
 <link>http://www.savvysugar.com/1983043</link>
 <description>&lt;p&gt;The age-old question of whether or not money can buy happiness may be played out, but the idea of spending the money while we can is not. It&#039;s not to say that saving for retirement, emergencies, and goals is passé, however, there is something to be said for over-saving to the point of not enjoying life to the fullest. &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/37_2008/young.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;336&quot; width=&quot;508&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;A Slate &lt;a href=&quot;http://www.slate.com/id/2199463/&quot; target=&quot;_blank&quot;&gt;article called &quot;Spend It While You Can&quot;&lt;/a&gt; explores recent research by a few economists seeking what makes us happy, and their findings suggest &quot;that you&#039;ll get a bigger bang for your consumer buck by spending while you&#039;re healthy, before old age starts to take the fun out of life&#039;s indulgences.&quot; Having money during retirement is swell, but only if you are healthy enough to spend it on the things you&#039;ve always wanted. &lt;/p&gt;
&lt;p&gt;The economists&#039; point seems to match my Eat, Drink, and be Savvy mantra — being mindful of your money doesn&#039;t mean sacrificing everything that you desire. Enjoy life, just be smart about where you splurge so you&#039;re not spending your money on things that aren&#039;t really worth it to you. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1983043#comment</comments>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/retirement">retirement</category>
 <category domain="http://www.savvysugar.com/tags/spending">spending</category>
 <pubDate>Fri, 12 Sep 2008 08:00:24 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1983043</guid>
</item>
<item>
 <title>What Would You Do? $500 For Dinner That You Didn&#039;t Eat</title>
 <link>http://www.savvysugar.com/1970366</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/37_2008/sushi.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left preview&quot; height=&quot;378&quot; width=&quot;250&quot;&gt;&lt;/span&gt;Group dining situations can introduce uncomfortable money moments from time to time, but I can&#039;t imagine being put on the spot for a $500 dinner bill like Tonya Bowman. She &lt;a href=&quot;http://www.cnn.com/2008/LIVING/wayoflife/09/10/lw.pay.for.my.party/index.html&quot; target=&quot;_blank&quot;&gt;told her story to LifeWire&lt;/a&gt;, and it doesn&#039;t have a happy ending. &lt;/p&gt;
&lt;p&gt;Tonya was invited to help celebrate her new acquaintance&#039;s birthday by attending a group sushi dinner. She only ordered rice, miso soup, and tea, and when the bill came the birthday girl toasted the seven guests saying, &quot;Thank you all so much for my lovely birthday dinner. I really do appreciate it. You guys are great. Here&#039;s to you!&quot; The bill&#039;s total was $3,450, which comes out to $500 per person when split evenly.&lt;/p&gt;
&lt;p&gt;Instead of saying that she didn&#039;t feel obligated to pay as much because she only ordered a minimal amount of food, Tonya put $50 on the table and left the restaurant. The acquaintance sent Tonya an email asking that she repay the $450 that she had to put toward her birthday dinner because she had wanted to use that money for a spa day. Tonya never sent her a cent, and they are no longer acquaintances. How would you handle a situation like this?&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1970366#comment</comments>
 <category domain="http://www.savvysugar.com/tags/ethics">ethics</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Thu, 11 Sep 2008 12:30:21 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1970366</guid>
</item>
<item>
 <title>I&#039;m Asking: Is It Rude to Ask How Much Rent Someone Pays?</title>
 <link>http://www.savvysugar.com/1972066</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/37_2008/rent.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;247&quot; width=&quot;330&quot;&gt;&lt;/span&gt;Rent is a hot topic in the Bay Area, because we renters have a constant gripe about how much we&#039;re charged to live here. Whenever someone asks me how much I pay to rent my one-bedroom, the question always comes with some hesitant qualifier letting me know it&#039;s OK if I don&#039;t want to share. Personally, I have no problem answering someone when asked how much I pay in rent.&lt;/p&gt;
&lt;p&gt;Do you renters find it rude when asked this question? And homeowners, I&#039;d love to know how you fielded these questions when you were a renter or if you ever get probes about your mortgage costs. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1972066#comment</comments>
 <category domain="http://www.savvysugar.com/tags/I&#039;m Asking">I&#039;m Asking</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/rent">rent</category>
 <pubDate>Thu, 11 Sep 2008 11:00:32 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1972066</guid>
</item>
<item>
 <title>How to Determine Your Net Worth</title>
 <link>http://www.savvysugar.com/1933787</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/36_2008/net-worth.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;330&quot; width=&quot;330&quot;&gt;&lt;/span&gt;You may have valued some classic college photos as being worth a thousand inexplicable words, easily appraised by your fond memories. Calculating your net worth is a little more complicated, but it simply comes down to determining the difference between your assets and liabilities. &lt;/p&gt;
&lt;p&gt;Just like a big corporation working their balance sheet to report to shareholders, you have a personal balance sheet that indicates the bottom line of your financial health. Find out how to break down your money and possessions into assets and liabilities when you &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.savvysugar.com/1933787&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.savvysugar.com/1933787#comment</comments>
 <category domain="http://www.savvysugar.com/tags/debt">debt</category>
 <category domain="http://www.savvysugar.com/tags/How to">How to</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/wealth">wealth</category>
 <pubDate>Mon, 08 Sep 2008 09:30:55 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1933787</guid>
</item>
<item>
 <title>How Much More Per Month Would It Take to Live Comfortably?</title>
 <link>http://www.savvysugar.com/1918959</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/36_2008/money.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right outline preview&quot; height=&quot;307&quot; width=&quot;320&quot;&gt;&lt;/span&gt;A new Careerbuilder survey shows that &lt;a href=&quot;http://www.careerbuilder.com/share/aboutus/industrytrends.aspx&quot; target=&quot;_blank&quot;&gt;47 percent of Americans live&lt;/a&gt; paycheck to paycheck; those results are right in line &lt;a href=&quot;http://www.savvysugar.com/1765041/&quot; &gt;with the 49 percent of you&lt;/a&gt; who admitted you&#039;re living in anticipation of your next check. &lt;/p&gt;
&lt;p&gt;Perhaps more surprising is the discovery that 21 percent of those making $100,000 or more annually are also living paycheck to paycheck. Here are some other interesting findings from the study.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;25 percent of workers never save any of their paychecks.&lt;/li&gt;
&lt;li&gt;34 percent of those who do save put away less than $100 a month and 18 percent save $50 or less.&lt;/li&gt;
&lt;li&gt;One third of workers don&#039;t contribute to retirement savings.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Forty-two percent of workers surveyed said they would need up to $500 more per paycheck to live comfortably; how much extra would you need per paycheck?&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1918959#comment</comments>
 <category domain="http://www.savvysugar.com/tags/income">income</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/saving">saving</category>
 <pubDate>Fri, 05 Sep 2008 08:00:33 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1918959</guid>
</item>
<item>
 <title>I&#039;m Asking: Would You Take 8 Weeks&#039; Severance or Your Job?</title>
 <link>http://www.savvysugar.com/1915270</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/36_2008/job.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;300&quot; width=&quot;300&quot;&gt;&lt;/span&gt;Just for fun, let&#039;s pretend your boss approaches you out of the blue and offers you eight weeks&#039; severance including medical benefits. If you don&#039;t accept the offer, you keep your job, and if you accept, you&#039;ll be jobless in eight weeks and back on the market. &lt;/p&gt;
&lt;p&gt;What would you do — take the money and run or keep your job?&lt;/p&gt;
&lt;p&gt;&lt;br clear=all&gt;&lt;br /&gt;
&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1915270#comment</comments>
 <category domain="http://www.savvysugar.com/tags/I&#039;m Asking">I&#039;m Asking</category>
 <category domain="http://www.savvysugar.com/tags/job">job</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/The Grind">The Grind</category>
 <category domain="http://www.savvysugar.com/tags/work">work</category>
 <pubDate>Thu, 04 Sep 2008 11:00:29 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1915270</guid>
</item>
<item>
 <title>Texas Offering Cash Incentive For Pre-Marriage Counseling</title>
 <link>http://www.savvysugar.com/1902337</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/35_2008/wedding.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left preview&quot; height=&quot;410&quot; width=&quot;272&quot;&gt;&lt;/span&gt;Texas lawmakers can&#039;t stop couples from walking down the aisle, but they can make it more expensive to be named husband and wife. There&#039;s a high divorce rate in Texas and lawmakers think that number will go down if couples undergo pre-marriage counseling. A new federally funded &lt;a href=&quot;http://www.wfaa.com/sharedcontent/dws/wfaa/latestnews/stories/wfaa080828_mo_twogether.215e88b2.html&quot; target=&quot;_blank&quot;&gt;program called Twogether in Texas&lt;/a&gt; is based on the hope that couples would rather sit through counseling sessions than pay extra for their marriage licenses.  &lt;/p&gt;
&lt;p&gt;Beginning this month, licenses that used to cost $41 will now cost $71. If couples participate in the Twogether in Texas program and take an approved eight-hour class, the state charges only $11 for the license. Do you think paying $60 less is worth eight hours of free counseling?&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1902337#comment</comments>
 <category domain="http://www.savvysugar.com/tags/divorce">divorce</category>
 <category domain="http://www.savvysugar.com/tags/marriage">marriage</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/news">news</category>
 <pubDate>Tue, 02 Sep 2008 04:00:27 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1902337</guid>
</item>
<item>
 <title>Money Tip: Pay Your Bills on Pay Day</title>
 <link>http://www.savvysugar.com/1894376</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/35_2008/stk316044rkn.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;404&quot;&gt;&lt;/span&gt;When I was a fresh college graduate earning my first real paychecks, I quickly saw how living in a city like San Francisco isn&#039;t made for entry-level salaries. Exploring the city and all of its nighttime gems were certainly priorities, but the biggest priority was to keep myself out of debt while not depriving myself of enjoying my new surroundings.&lt;/p&gt;
&lt;p&gt;I struck a balance by forming the valuable habit of paying all of my bills on pay day. That practice, coupled with automatic 401(k) savings and automatic transfers to a high-interest savings account, can allow for a relatively low-stress financial life. Once in a while we may &lt;a href=&quot;http://www.savvysugar.com/1891890/&quot; &gt;make money mistakes&lt;/a&gt; that can throw us off track and unexpected expenses inevitably come up, but forming the habit of paying your bills as soon as you are paid will keep you out of serious trouble. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1894376#comment</comments>
 <category domain="http://www.savvysugar.com/tags/401(k)">401(k)</category>
 <category domain="http://www.savvysugar.com/tags/automatic savings">automatic savings</category>
 <category domain="http://www.savvysugar.com/tags/bills">bills</category>
 <category domain="http://www.savvysugar.com/tags/high-yield savings">high-yield savings</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/new grads">new grads</category>
 <category domain="http://www.savvysugar.com/tags/saving">saving</category>
 <category domain="http://www.savvysugar.com/tags/tip">tip</category>
 <pubDate>Wed, 27 Aug 2008 08:00:36 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1894376</guid>
</item>
<item>
 <title>Money Tip: Learn From Your Mistakes, Then Move On</title>
 <link>http://www.savvysugar.com/1891890</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/35_2008/55911644.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;414&quot;&gt;&lt;/span&gt;Sometimes, no matter how much we&#039;re on top of our expenses and feel in control of our finances, mistakes do happen. Take, for example, a recent money mistake compliments of yours truly. In my attempt to purchase the perfect wedding gift, I failed to pay attention to the currency in which the present&#039;s price was listed. Had I not been so excited in my pursuit I would have noticed the price was not in dollars like I&#039;d thought; rather, it was listed in euros. &lt;/p&gt;
&lt;p&gt;There was no turning back after I&#039;d made the purchase, and while at first I kicked myself, I realized that it was hardly a waste of money. Was it more than I intended to spend? Sure, but when you live within your means, these mistakes don&#039;t come with as big of a blow as they do to a budget that is stretched to the limit. I was able to gracefully absorb the ditsy moment by reducing extra expenses a bit more, but it&#039;s certainly a mistake that I won&#039;t make again! &lt;/p&gt;
&lt;p&gt;Have you made any expensive money mistakes lately? &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1891890#comment</comments>
 <category domain="http://www.savvysugar.com/tags/mistake">mistake</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/tip">tip</category>
 <pubDate>Tue, 26 Aug 2008 08:00:19 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1891890</guid>
</item>
<item>
 <title>Your Two Cents: How Much Money Have You Spent Today? </title>
 <link>http://www.savvysugar.com/1889840</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-1889840&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/1889840&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-1889840&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;For those of us trying to keep our spending in check, it&#039;s helpful to start the week off on the right foot, especially because the weekend &lt;a href=&quot;http://www.savvysugar.com/1005294/&quot; &gt;usually means spending more&lt;/a&gt;. What&#039;s the tab so far for Monday?  &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/34_2008/med411035.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center outline preview&quot; height=&quot;450&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/1889840&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;Your Two Cents: How Much Money Have You Spent Today? &lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; More than $30&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; Between $20 and $30&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; Between $15 and $20&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;3&quot;   class=&quot;form-radio&quot; /&gt; Between $10 and $15&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;4&quot;   class=&quot;form-radio&quot; /&gt; Between $5 and $10&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;5&quot;   class=&quot;form-radio&quot; /&gt; Under $5&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;6&quot;   class=&quot;form-radio&quot; /&gt; $0 &lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;1889840&quot;  /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;Vote&quot;  class=&quot;form-submit&quot; /&gt;
  &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;epoll_view_voting&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/1889840#comment</comments>
 <category domain="http://www.savvysugar.com/tags/budget">budget</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/poll">poll</category>
 <category domain="http://www.savvysugar.com/tags/Savvy poll">Savvy poll</category>
 <category domain="http://www.savvysugar.com/tags/spending">spending</category>
 <category domain="http://www.savvysugar.com/tags/Your Two Cents">Your Two Cents</category>
 <pubDate>Mon, 25 Aug 2008 14:00:18 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1889840</guid>
</item>
<item>
 <title>Check in ASAP to Keep Your Seat</title>
 <link>http://www.savvysugar.com/1889357</link>
 <description>&lt;p&gt;If you&#039;re involuntarily bumped from a domestic flight and land two or more hours after your original arrival time, airlines owe you cash compensation up to $400. &lt;a href=&quot;http://www.nytimes.com/2008/08/23/business/23bumpside.html/&quot; target=&quot;_blank&quot;&gt;The New York Times suggests&lt;/a&gt; if you have time to spare and volunteer to hop on the next available flight, you should negotiate for the maximum in-flight vouchers. &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/34_2008/81532611.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;359&quot; width=&quot;550&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Getting bumped doesn&#039;t sit well with all travelers, so for the best chance of keeping your seat, check in as early as possible. Discounted ticket holders are the first to be bumped from flights — the cheaper your seat, the less valuable you are to the airline. Keep in mind that if you are bumped and arrive within an hour of your original arrival time, or if a smaller plane flies in place of the original larger plane, the airline owes you nothing. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1889357#comment</comments>
 <category domain="http://www.savvysugar.com/tags/airline">airline</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/travel">travel</category>
 <category domain="http://www.savvysugar.com/tags/vacation">vacation</category>
 <pubDate>Mon, 25 Aug 2008 04:00:36 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1889357</guid>
</item>
<item>
 <title>How People Spend Money Around the World</title>
 <link>http://www.savvysugar.com/slideshow/1875887</link>
 <description>&lt;a href=&quot;/slideshow/1875887?page=0&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/34_2008/71086970_1.xlarge.jpg&quot; alt=&quot;How People Spend Money Around the World&quot; title=&quot;How People Spend Money Around the World&quot;  class=&quot;image xlarge inline left&quot; /&gt;&lt;/a&gt;Have you ever wondered how consumers around the globe spend their money, or how other citizens in your own country allocate their paychecks? &lt;a href=&quot;http://abcnews.go.com/Business/PersonalFinance/story?id=5573148&amp;page=1/&quot;&gt;Forbes did the legwork&lt;/a&gt; to satisfy our international curiosity and looked at the consumption patterns for 18 countries. Their figures don&#039;t reflect the most recent increases in food and energy costs, but the overall, global picture is very interesting. Hit click slideshow to see which countries spend the highest and lowest percentages of their income on everything from alcoholic beverages to education, and &lt;a href=&quot;http://www.forbes.com/2008/07/30/china-india-brazil-ent-fin-cx_ml_0730worldspending_slide_2.html/&quot;&gt;visit Forbes&lt;/a&gt; to see the exact percentages for all 18 countries. &lt;div id=&#039;pager&#039; style=&#039;margin:25px auto;text-align:center;margin:8px; &#039;&gt;&lt;a href=&quot;/slideshow/1875887?page=0&quot;&gt;Start Slideshow&lt;/a&gt;&lt;/div&gt;</description>
 <comments>http://www.savvysugar.com/slideshow/1875887#comment</comments>
 <category domain="http://www.savvysugar.com/tags/budget">budget</category>
 <category domain="http://www.savvysugar.com/tags/Forbes">Forbes</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/spending">spending</category>
 <pubDate>Wed, 20 Aug 2008 12:30:56 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1875887</guid>
</item>
<item>
 <title>Michael Phelps Pure Gold in More Ways Than Eight</title>
 <link>http://www.savvysugar.com/1875517</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/34_2008/82399760.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;423&quot;&gt;&lt;/span&gt;Olympics fans have been riding on a Michael Phelps wave since he began winning his eight &lt;a href=&quot;http://www.savvysugar.com/1870783/&quot; &gt;gold medals&lt;/a&gt; in Beijing and breaking world records. But sporting the gold isn&#039;t a new thing for Phelps — he won six medals in Athens four years ago, and &lt;a href=&quot;http://www.cnn.com/2008/US/08/18/phelps.endorsements/index.html&quot; target=&quot;_blank&quot;&gt; has been collecting about $5 million a year&lt;/a&gt; in endorsement checks from VISA after that impressive, teenage performance.  &lt;/p&gt;
&lt;p&gt;The 23-year-old Phelps has proven his talents have gotten better with more experience and advertisers are now paying even more attention.  David Harrow of the National Sports Lawyers Association predicts &quot;he may be at $30, $40, $50 million a year in endorsements after all this is said and done.&quot; It may not be $87 million like Tiger Woods, but I could definitely think of a thing or two to do with that kind of cash flow. &lt;/p&gt;
&lt;p&gt;Phelps has made his mom and America proud and inspired young swimmers worldwide to believe in their sport. His medals and flush endorsement deals show that hard work (and a swimmers body) can pay off big-time. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1875517#comment</comments>
 <category domain="http://www.savvysugar.com/tags/2008 Olympics">2008 Olympics</category>
 <category domain="http://www.savvysugar.com/tags/advertising">advertising</category>
 <category domain="http://www.savvysugar.com/tags/michael phelps">michael phelps</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Tue, 19 Aug 2008 12:30:06 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1875517</guid>
</item>
<item>
 <title>Guess How Much: Beijing 2008 Olympic Games</title>
 <link>http://www.savvysugar.com/1864761</link>
 <description>&lt;p&gt;The Beijing 2008 Games are the most expensive Olympics ever held, which is saying a lot considering the Athens 2004 Games came with a hefty $16 billion price tag. China is taking its host responsibilities seriously and has come through with a memorable opening ceremony and enormous venues suitable for Olympians. All of the attention and glory comes with a price — guess how much!  &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/33_2008/82246490.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;352&quot; width=&quot;550&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.savvysugar.com/1864761&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.savvysugar.com/1864761#comment</comments>
 <category domain="http://www.savvysugar.com/tags/2008 Olympics">2008 Olympics</category>
 <category domain="http://www.savvysugar.com/tags/guess how much">guess how much</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/quiz">quiz</category>
 <category domain="http://www.savvysugar.com/tags/Savvy quiz">Savvy quiz</category>
 <pubDate>Thu, 14 Aug 2008 09:30:54 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1864761</guid>
</item>
<item>
 <title>Money Tip: Select Smaller Items First</title>
 <link>http://www.savvysugar.com/1851820</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/dv1291038.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left preview&quot;width=&quot;317&quot;&gt;&lt;/span&gt;Out of the &lt;a href=&quot;http://simplystated.realsimple.com/life/2008/08/twelve-tips-for.html&quot; target=&quot;_blank&quot;&gt;12 tips Real Simple recommends&lt;/a&gt; for spending less, the most innovative is their tip for how to organize your shopping trips. They cleverly suggest that when you&#039;re shopping with the purpose of buying something that will inevitably be expensive (like a computer), you should select the smaller items first (like the software and other accessories). &lt;/p&gt;
&lt;p&gt;The rationale is that after we buy something pricey, we&#039;re more likely to mindlessly buy more items that we don&#039;t need, because in comparison the amount seems insignificant. It reminds me of a common comment from those undergoing home renovations: Once you&#039;ve spent thousands on new cabinets, it becomes difficult to evaluate the cost of things like knobs. &lt;/p&gt;
&lt;p&gt;Because I&#039;m not buying a new computer any time soon, I&#039;ll keep this money tip in mind the next time I&#039;m shopping for things like a new coat or boots and underwear at the same time. Lingerie section, first!  &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1851820#comment</comments>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/shopping">shopping</category>
 <category domain="http://www.savvysugar.com/tags/tip">tip</category>
 <pubDate>Fri, 08 Aug 2008 09:30:22 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1851820</guid>
</item>
<item>
 <title>The Bucks Behind the Olympics, in Pictures</title>
 <link>http://www.savvysugar.com/slideshow/1848066</link>
 <description>&lt;a href=&quot;/slideshow/1848066?page=0&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/sponsor- coke_0.xlarge.jpg&quot; alt=&quot;The Bucks Behind the Olympics, in Pictures&quot; title=&quot;The Bucks Behind the Olympics, in Pictures&quot;  class=&quot;image xlarge inline left&quot; /&gt;&lt;/a&gt;As the Olympic torch arrives in Beijing to tour the city before Friday&#039;s opening ceremony, the city is all decked out with images everywhere of the Games&#039; sponsors. For global brands, the Olympics are an ideal venue because of the worldwide audience, though this year they may receive more enthusiasm from local consumers in China &lt;a href=&quot;http://www.citizensugar.com/1573751/&quot;&gt;than viewers abroad&lt;/a&gt;.  

Wondering what company is in charge of the clocks used to decide who takes home the silver or gold? Curious to see what the 2008 Olympic medals look like? Like any big production, it takes money to make it all happen. Click &quot;start slideshow&quot; to see the elaborate ads and hardly subtle Olympic supporters. &lt;div id=&#039;pager&#039; style=&#039;margin:25px auto;text-align:center;margin:8px; &#039;&gt;&lt;a href=&quot;/slideshow/1848066?page=0&quot;&gt;Start Slideshow&lt;/a&gt;&lt;/div&gt;</description>
 <comments>http://www.savvysugar.com/slideshow/1848066#comment</comments>
 <category domain="http://www.savvysugar.com/tags/2008 Olympics">2008 Olympics</category>
 <category domain="http://www.savvysugar.com/tags/advertising">advertising</category>
 <category domain="http://www.savvysugar.com/tags/business">business</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Thu, 07 Aug 2008 09:30:57 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1848066</guid>
</item>
<item>
 <title>10 Questions to Save on the Guest List: Would You Use Them?</title>
 <link>http://www.savvysugar.com/1848361</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/skd188192sdc.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right outline preview&quot;width=&quot;300&quot;&gt;&lt;/span&gt;The average wedding guest list has &lt;a href=&quot;http://www.savvysugar.com/1568029/&quot; &gt;153 names on it&lt;/a&gt;, and &lt;a href=&quot;http://www.savvysugar.com/node/1565295/&quot; &gt;45 percent of a couple&#039;s wedding budget&lt;/a&gt; is spent on the reception venue, meaning this is one situation in which more is not always merrier. &lt;a href=&quot;http://www.cnn.com/2008/LIVING/personal/08/01/wedding.list.quiz/index.html&quot; target=&quot;_blank&quot;&gt;CNN published this list&lt;/a&gt; of 10 questions to ask about the people on your drafted guest list to aid in trimming it down.  &lt;/p&gt;
&lt;p&gt;The list&#039;s author says that a score of 50 percent or below allows you to cross that person off your guest list, those scoring between 50 and 60 percent are moved to a waiting list, and anyone scoring above 60 percent receives an invitation. She recommends throwing some of these questions into conversation during your engagement to get a feel for how well potential guests know you. &lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Name the city I&#039;m living in now.&lt;/li&gt;
&lt;li&gt;Name at least two of my closest friends.&lt;/li&gt;
&lt;li&gt;Name my current employer and my past employer.&lt;/li&gt;
&lt;li&gt;Do I have any kids?&lt;/li&gt;
&lt;li&gt;Do you know the name of my fiancé? Bonus question: Where and when did we meet?&lt;/li&gt;
&lt;li&gt;Do you know where my parents are and whether they are still alive?&lt;/li&gt;
&lt;li&gt;Name at least two of my hobbies.&lt;/li&gt;
&lt;li&gt;How old am I?&lt;/li&gt;
&lt;li&gt;Where did I go to college?&lt;/li&gt;
&lt;li&gt;Name my last boyfriend before this engagement. Bonus question: if you can name the last two and why we broke up. If you get the bonus question right, that might automatically get you in.&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1848361#comment</comments>
 <category domain="http://www.savvysugar.com/tags/marriage">marriage</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/wedding">wedding</category>
 <pubDate>Thu, 07 Aug 2008 08:00:44 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1848361</guid>
</item>
<item>
 <title>Would You Hang This Money Art in Your Home?</title>
 <link>http://www.savvysugar.com/1846557</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-1846557&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/1846557&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-1846557&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;This is a one-of-a-kind piece, selling &lt;a href=&quot;http://www.etsy.com/view_listing.php?listing_id=13880947&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;for $10 on Etsy&lt;/a&gt;. Would you hang this Cash Money Print in your &lt;a href=&quot;http://www.casasugar.com/&quot; rel=&quot;nofollow&quot;&gt;casa&lt;/a&gt;?&lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/il_430xN.33842857.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;430&quot; width=&quot;430&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/1846557&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;Would You Hang This Money Art in Your Home?&lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; Yes, I&#039;d hang that up in my home!&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; No, it&#039;s not something I&#039;d want in my home.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; Undecided.&lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;1846557&quot;  /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;Vote&quot;  class=&quot;form-submit&quot; /&gt;
  &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;epoll_view_voting&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/1846557#comment</comments>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/poll">poll</category>
 <category domain="http://www.savvysugar.com/tags/Savvy poll">Savvy poll</category>
 <category domain="http://www.savvysugar.com/tags/Your Two Cents">Your Two Cents</category>
 <pubDate>Wed, 06 Aug 2008 14:00:54 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1846557</guid>
</item>
<item>
 <title>Mile-High Luxury: What a $14,635 First-Class Ticket Will Buy </title>
 <link>http://www.savvysugar.com/1841800</link>
 <description>&lt;p&gt;While American carriers are busy finding ways to keep their current planes in flight, Dubai-based Emirates Airlines &lt;a href=&quot;http://abcnews.go.com/Business/BusinessTravel/Story?id=5502002&amp;amp;page=1/&quot; target=&quot;_blank&quot;&gt;has launched a 14-hour flight&lt;/a&gt; from Dubai to New York on their brand new Airbus A380. The plane uses 20 percent less fuel than other planes built to hold almost 500 passengers. &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/first%20class%20seats.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;366&quot; width=&quot;550&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;Most of the 489 seats are in coach (average tickets cost $1,477), 76 seats are business-class ($9,571), and the 14 first-class private suites ($14,635) are luxurious in every sense of the word. First-class passengers get some privacy thanks to electronic doors, can freshen up before landing by taking a five minute in-flight shower, stay refreshed with a personal mini-bar, entertain themselves with a 23-inch high-definition TV screen, and eat whenever they please with on-demand service. Get a closer look at the expensive amenities in the gallery below!&lt;/p&gt;
&lt;p&gt;&lt;p&gt;&lt;div style=&#039;float:left;line-height:8px;margin-bottom:10px;font-size:9px&#039;&gt;					&lt;div id=mask-43572 class=mask style=&#039;;width:100px;height:100px;overflow:hidden;background:#FFF;margin:0px 8px 8px 0px;border:0px solid #111;padding:0px;&#039; onmouseover={style.borderColor=&#039;#1A3664&#039;} onmouseout={style.borderColor=&#039;#111&#039;}&gt;
					&lt;div style=&#039;margin-left:0px;margin-top:0px;padding:0px;&#039;&gt;
			 		&lt;a target=gallery4 class=&#039;thumb2 active &#039; href=http://www.savvysugar.com/gallery/view/1841839?page=0,0,0&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/first class lounge_0.mediumsquare.jpg&quot; alt=&quot;&quot; title=&quot;&quot;  class=&quot;image mediumsquare&quot; width=&quot;100&quot; height=&quot;100&quot; /&gt;&lt;/a&gt;
			 		&lt;/div&gt;			 		
			 		&lt;/div&gt;
			 		&lt;/div&gt;&lt;div style=&#039;float:left;line-height:8px;margin-bottom:10px;font-size:9px&#039;&gt;					&lt;div id=mask-56051 class=mask style=&#039;;width:100px;height:100px;overflow:hidden;background:#FFF;margin:0px 8px 8px 0px;border:0px solid #111;padding:0px;&#039; onmouseover={style.borderColor=&#039;#1A3664&#039;} onmouseout={style.borderColor=&#039;#111&#039;}&gt;
					&lt;div style=&#039;margin-left:0px;margin-top:0px;padding:0px;&#039;&gt;
			 		&lt;a target=gallery4 class=&#039;thumb2  &#039; href=http://www.savvysugar.com/gallery/view/1841839?page=0,1,0&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/first class seats_1.mediumsquare.jpg&quot; alt=&quot;&quot; title=&quot;&quot;  class=&quot;image mediumsquare&quot; width=&quot;100&quot; height=&quot;100&quot; /&gt;&lt;/a&gt;
			 		&lt;/div&gt;			 		
			 		&lt;/div&gt;
			 		&lt;/div&gt;&lt;div style=&#039;float:left;line-height:8px;margin-bottom:10px;font-size:9px&#039;&gt;					&lt;div id=mask-69194 class=mask style=&#039;;width:100px;height:100px;overflow:hidden;background:#FFF;margin:0px 8px 8px 0px;border:0px solid #111;padding:0px;&#039; onmouseover={style.borderColor=&#039;#1A3664&#039;} onmouseout={style.borderColor=&#039;#111&#039;}&gt;
					&lt;div style=&#039;margin-left:0px;margin-top:0px;padding:0px;&#039;&gt;
			 		&lt;a target=gallery4 class=&#039;thumb2  &#039; href=http://www.savvysugar.com/gallery/view/1841839?page=0,2,0&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/first-class mini cabin_0.mediumsquare.jpg&quot; alt=&quot;&quot; title=&quot;&quot;  class=&quot;image mediumsquare&quot; width=&quot;100&quot; height=&quot;100&quot; /&gt;&lt;/a&gt;
			 		&lt;/div&gt;			 		
			 		&lt;/div&gt;
			 		&lt;/div&gt;&lt;div style=&#039;float:left;line-height:8px;margin-bottom:10px;font-size:9px&#039;&gt;					&lt;div id=mask-16249 class=mask style=&#039;;width:100px;height:100px;overflow:hidden;background:#FFF;margin:0px 8px 8px 0px;border:0px solid #111;padding:0px;&#039; onmouseover={style.borderColor=&#039;#1A3664&#039;} onmouseout={style.borderColor=&#039;#111&#039;}&gt;
					&lt;div style=&#039;margin-left:0px;margin-top:0px;padding:0px;&#039;&gt;
			 		&lt;a target=gallery4 class=&#039;thumb2  &#039; href=http://www.savvysugar.com/gallery/view/1841839?page=0,3,0&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/first class sleeping_0.mediumsquare.jpg&quot; alt=&quot;&quot; title=&quot;&quot;  class=&quot;image mediumsquare&quot; width=&quot;100&quot; height=&quot;100&quot; /&gt;&lt;/a&gt;
			 		&lt;/div&gt;			 		
			 		&lt;/div&gt;
			 		&lt;/div&gt;&lt;div style=&#039;float:left;line-height:8px;margin-bottom:10px;font-size:9px&#039;&gt;					&lt;div id=mask-40572 class=mask style=&#039;;width:100px;height:100px;overflow:hidden;background:#FFF;margin:0px 8px 8px 0px;border:0px solid #111;padding:0px;&#039; onmouseover={style.borderColor=&#039;#1A3664&#039;} onmouseout={style.borderColor=&#039;#111&#039;}&gt;
					&lt;div style=&#039;margin-left:0px;margin-top:0px;padding:0px;&#039;&gt;
			 		&lt;a target=gallery4 class=&#039;thumb2  &#039; href=http://www.savvysugar.com/gallery/view/1841839?page=0,4,0&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/first class meal_0.mediumsquare.jpg&quot; alt=&quot;&quot; title=&quot;&quot;  class=&quot;image mediumsquare&quot; width=&quot;100&quot; height=&quot;100&quot; /&gt;&lt;/a&gt;
			 		&lt;/div&gt;			 		
			 		&lt;/div&gt;
			 		&lt;/div&gt;&lt;div style=&#039;float:left;line-height:8px;margin-bottom:10px;font-size:9px&#039;&gt;					&lt;div id=mask-84713 class=mask style=&#039;;width:100px;height:100px;overflow:hidden;background:#FFF;margin:0px 8px 8px 0px;border:0px solid #111;padding:0px;&#039; onmouseover={style.borderColor=&#039;#1A3664&#039;} onmouseout={style.borderColor=&#039;#111&#039;}&gt;
					&lt;div style=&#039;margin-left:0px;margin-top:0px;padding:0px;&#039;&gt;
			 		&lt;a target=gallery4 class=&#039;thumb2  &#039; href=http://www.savvysugar.com/gallery/view/1841839?page=0,5,0&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/first class shower_0.mediumsquare.jpg&quot; alt=&quot;&quot; title=&quot;&quot;  class=&quot;image mediumsquare&quot; width=&quot;100&quot; height=&quot;100&quot; /&gt;&lt;/a&gt;
			 		&lt;/div&gt;			 		
			 		&lt;/div&gt;
			 		&lt;/div&gt;&lt;div style=&#039;float:left;line-height:8px;margin-bottom:10px;font-size:9px&#039;&gt;					&lt;div id=mask-56520 class=mask style=&#039;;width:100px;height:100px;overflow:hidden;background:#FFF;margin:0px 8px 8px 0px;border:0px solid #111;padding:0px;&#039; onmouseover={style.borderColor=&#039;#1A3664&#039;} onmouseout={style.borderColor=&#039;#111&#039;}&gt;
					&lt;div style=&#039;margin-left:0px;margin-top:0px;padding:0px;&#039;&gt;
			 		&lt;a target=gallery4 class=&#039;thumb2  &#039; href=http://www.savvysugar.com/gallery/view/1841839?page=0,6,0&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/wireless touch screen keyboard.mediumsquare.jpg&quot; alt=&quot;&quot; title=&quot;&quot;  class=&quot;image mediumsquare&quot; width=&quot;100&quot; height=&quot;100&quot; /&gt;&lt;/a&gt;
			 		&lt;/div&gt;			 		
			 		&lt;/div&gt;
			 		&lt;/div&gt;&lt;/p&gt;&lt;br clear=all&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1841800#comment</comments>
 <category domain="http://www.savvysugar.com/tags/airline">airline</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/travel">travel</category>
 <pubDate>Tue, 05 Aug 2008 12:30:09 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1841800</guid>
</item>
<item>
 <title>You Get What You Pay For: Where to Skimp and Splurge</title>
 <link>http://www.savvysugar.com/1842332</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/32_2008/img98m.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot;width=&quot;320&quot;&gt;&lt;/span&gt;Is there anything in your wardrobe or household that you&#039;re confident will stand the test of time? An &lt;a href=&quot;http://articles.moneycentral.msn.com/Investing/HomeMortgageSavings/ShouldYouSplurgeOrSkimp.aspx#pageTopAchor/&quot; target=&quot;_blank&quot;&gt;MSN Money article called&lt;/a&gt; &quot;Should you skimp . . . or splurge?&quot; doubts our ability to judge the value of quality things, and points out that our preference for disposable goods is related to credit cards. Dayana Yochim, a writer at The Motley Fool, brings up some interesting points. &lt;/p&gt;
&lt;blockquote&gt;&lt;p&gt;Credit cards let us instantly satisfy our retail desires. Our grandparents had to delay that gratification. They figured that if they had to save for it, they&#039;d better get the best they could. Now retailers want to catch that fleeting desire. We&#039;re looking at pricing before quality.&lt;/p&gt;&lt;/blockquote&gt;
&lt;p&gt;The article offers some suggestions on where to skimp by purchasing items that aren&#039;t the best of their kind, and where to splurge by investing money in items that will last. &lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;b&gt;Splurges&lt;/b&gt;: Mattress, eight-inch chef&#039;s knife, overcoat.&lt;/li&gt;
&lt;li&gt;&lt;b&gt;Skimp&lt;/b&gt;: Men&#039;s dress shirts (as long as the suit is well-tailored), women&#039;s shirts (especially the trendy stuff), accent chair, table linens.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Do you agree with the article&#039;s recommendations? Where do you usually skimp or splurge?&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1842332#comment</comments>
 <category domain="http://www.savvysugar.com/tags/consumerism">consumerism</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/Savvy ATM">Savvy ATM</category>
 <category domain="http://www.savvysugar.com/tags/work attire">work attire</category>
 <pubDate>Tue, 05 Aug 2008 08:00:53 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1842332</guid>
</item>
<item>
 <title>How Money Are You: Active vs. Passive Income</title>
 <link>http://www.savvysugar.com/1822877</link>
 <description>&lt;p&gt;Income might seem like it&#039;s as straightforward as a means to an end, but there are several ways that people earn money and most generate either active or passive income. Do you know the difference? Take the quiz to find out. &lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/31_2008/200247879-001.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center outline preview&quot; height=&quot;343&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.savvysugar.com/1822877&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.savvysugar.com/1822877#comment</comments>
 <category domain="http://www.savvysugar.com/tags/How Money Are You">How Money Are You</category>
 <category domain="http://www.savvysugar.com/tags/income">income</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/quiz">quiz</category>
 <category domain="http://www.savvysugar.com/tags/Savvy quiz">Savvy quiz</category>
 <pubDate>Wed, 30 Jul 2008 09:32:49 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1822877</guid>
</item>
<item>
 <title>Finance Camps a Sign of Better Things to Come?</title>
 <link>http://www.savvysugar.com/1820246</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/31_2008/200299049-001.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;416&quot;&gt;&lt;/span&gt;Modern kids are becoming more sophisticated and increasingly aware of typically adult topics, the latest evidence being &lt;a href=&quot;http://abcnews.go.com/Business/story?id=5447489&amp;amp;page=1&quot; target=&quot;_blank&quot;&gt;Summer finance camps&lt;/a&gt;. Most kids today are tech whizzes, so they should be able to balance a checkbook, right? Kids anywhere from grade school to high school are learning about everything from budgeting and avoiding credit card fees to investing and financial lingo. &lt;/p&gt;
&lt;p&gt;Most of the finance camp programs last between three and six days and cost anywhere from $150-$350 with &lt;a href=&quot;http://online.wsj.com/public/article/SB121495019809220955-NOBDCxrfr0TrUqBI6_PSolUC6kw_20090702.html&quot; target=&quot;_blank&quot;&gt;need-based scholarships available&lt;/a&gt;. It&#039;s wonderful that some kids are learning money lessons so early and have time to let those lessons sink in before they&#039;re financially independent. While personal finance is currently limited to an extracurricular activity for kids, I&#039;m hoping it&#039;s a sign that schools will follow and start teaching money lessons of their own. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1820246#comment</comments>
 <category domain="http://www.savvysugar.com/tags/education">education</category>
 <category domain="http://www.savvysugar.com/tags/kids">kids</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/news">news</category>
 <pubDate>Tue, 29 Jul 2008 04:00:02 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1820246</guid>
</item>
<item>
 <title>Your Two Cents: Do You Keep Emergency Cash on Hand?</title>
 <link>http://www.savvysugar.com/1817005</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-1817005&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/1817005&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-1817005&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;Most of you have some money &lt;a href=&quot;http://www.savvysugar.com/1808153/&quot; rel=&quot;nofollow&quot;&gt;saved for emergencies&lt;/a&gt;, and if needed, all it takes is a trip to the ATM or bank to withdraw your funds. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://teamsugar.com/user/Ryot/&quot; rel=&quot;nofollow&quot;&gt;Ryot&lt;/a&gt; mentioned that in addition to their emergency fund, she and her husband keep another, smaller stash of cash on hand. &lt;/p&gt;
&lt;blockquote&gt;&lt;p&gt;We also have a small amount of emergency evacuation cash, in the bag with the food, water, flashlight, ID docs, etc. Having both makes me feel safer, though obviously I could be doing much better with the interest rate thing . . .&lt;/p&gt;&lt;/blockquote&gt;
&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/30_2008/200526789-001.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;378&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/1817005&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;Your Two Cents: Do You Keep Emergency Cash on Hand?&lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; Yes, I keep cash in a safe place in case of an emergency.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; No, I don&#039;t have an emergency cash stash.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; Something else. I&#039;ll tell you in the comments below. &lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;1817005&quot;  /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;Vote&quot;  class=&quot;form-submit&quot; /&gt;
  &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;epoll_view_voting&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/1817005#comment</comments>
 <category domain="http://www.savvysugar.com/tags/cash">cash</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/poll">poll</category>
 <category domain="http://www.savvysugar.com/tags/Savvy poll">Savvy poll</category>
 <category domain="http://www.savvysugar.com/tags/Your Two Cents">Your Two Cents</category>
 <pubDate>Mon, 28 Jul 2008 14:00:43 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1817005</guid>
</item>
<item>
 <title>Could You Go Without Credit Cards For One Month?</title>
 <link>http://www.savvysugar.com/1817038</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/30_2008/stk96685cor.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left preview&quot;width=&quot;310&quot;&gt;&lt;/span&gt;A recent study showed that people spend up to 20 percent less when they use cash instead of cards, so &lt;a href=&quot;http://abcnews.go.com/GMA/Story?id=5455760&amp;amp;page=1&quot; target=&quot;_blank&quot;&gt;Good Morning America wanted to test&lt;/a&gt; the study&#039;s accuracy by introducing its own credit card challenge. The Farhat family of Arlington, TX, is going cold turkey with their addiction to plastic in response to the challenge — quite the undertaking for a family that relies on nine credit cards. &lt;/p&gt;
&lt;p&gt;The Farhats manage to pay off their balances each month but admit they&#039;re spending more than they&#039;d like. They were recruited by Gail Cunningham from the National Foundation for Credit Counseling to participate in the challenge, and she says: &quot;It is by design that the lenders have distanced us from our hard-earned cash. It makes spending easier. It has a sense of unreality about it.&quot; &lt;/p&gt;
&lt;p&gt;Rather than store their cards in a secret location until the month&#039;s end, Gail opted for more dramatic strategies like making the Farhats mow over one of their cards with a lawnmower. I&#039;ll be interested to see whether or not the challenge forces them to spend less money. Could you go a month without using any credit? Do you think it would help limit your spending? &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1817038#comment</comments>
 <category domain="http://www.savvysugar.com/tags/cash">cash</category>
 <category domain="http://www.savvysugar.com/tags/credit card">credit card</category>
 <category domain="http://www.savvysugar.com/tags/credit card debt">credit card debt</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/Savvy Solution">Savvy Solution</category>
 <pubDate>Mon, 28 Jul 2008 12:29:54 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1817038</guid>
</item>
<item>
 <title>Money Tip: Do Get This Creative With Saving Tricks</title>
 <link>http://www.savvysugar.com/1817281</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/30_2008/med322054.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left outline preview&quot;width=&quot;300&quot;&gt;&lt;/span&gt;While chatting with a girlfriend over a leisurely al fresco lunch this weekend, she told me about a friend of hers who managed to pay for an entire Fiji honeymoon by getting creative with her saving. During the year leading up to their wedding, she and her fianc&amp;eacute; saved all of their empty bottles and would periodically exchange them at the recycling center for cash. Every cent of those proceeds went into their honeymoon fund, and when all was said and done they had enough to pay for their romantic island getaway.  &lt;/p&gt;
&lt;p&gt;This saving solution isn&#039;t for everyone, especially those who don&#039;t go through a lot of bottled beverages, but it does suggest there are little saving tricks in all of our lives just waiting to be discovered. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1817281#comment</comments>
 <category domain="http://www.savvysugar.com/tags/honeymoon">honeymoon</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/saving">saving</category>
 <category domain="http://www.savvysugar.com/tags/tip">tip</category>
 <pubDate>Mon, 28 Jul 2008 09:30:50 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1817281</guid>
</item>
<item>
 <title>Something to Think About When You&#039;re Watching the Olympics</title>
 <link>http://www.savvysugar.com/1807597</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/30_2008/80961723.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left preview&quot; height=&quot;413&quot;&gt;&lt;/span&gt;I&#039;ve always been kind of obsessed with the Summer Olympics — not in a sporting-an-Olympic-torch-t-shirt kind of way, but I wholeheartedly enjoy and appreciate watching the athletes whose careers are, in fact, sports. The competitors have spent most of their lives working toward the ultimate event that is the Olympics, and many would not have been so successful without their parents&#039; emotional and financial support. &lt;/p&gt;
&lt;p&gt;Here&#039;s &lt;a href=&quot;http://money.cnn.com/galleries/2008/moneymag/0807/gallery.olympic_hopefuls.moneymag/index.html/&quot; target=&quot;_blank&quot;&gt;how dedicated one Olympian&#039;s&lt;/a&gt; parents have been to her sport: Seventeen-year-old Charlotte Craig&#039;s father is building a house which he&#039;s hoping to sell to help finance her participation in taekwondo. Charlotte&#039;s parents spend $400 every month driving the 130 miles round trip to her lessons, four days a week. They&#039;ve also shelled out about $15,000 a year traveling to taekwondo tournaments. Charlotte&#039;s success can be attributed to her dedication to the sport, but her parents certainly deserve a shiny medal for their steadfast support. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1807597#comment</comments>
 <category domain="http://www.savvysugar.com/tags/2008 Olympics">2008 Olympics</category>
 <category domain="http://www.savvysugar.com/tags/athlete">athlete</category>
 <category domain="http://www.savvysugar.com/tags/career">career</category>
 <category domain="http://www.savvysugar.com/tags/kids">kids</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Thu, 24 Jul 2008 15:30:07 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1807597</guid>
</item>
<item>
 <title>Forbes Ranks Hollywood&#039;s Top-Earning Actors</title>
 <link>http://www.savvysugar.com/1804617</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/30_2008/81783913.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;437&quot; width=&quot;300&quot;&gt;&lt;/span&gt;If you thought Hollywood&#039;s A-list actresses made a killing with their &lt;a href=&quot;http://www.savvysugar.com/895571/&quot; &gt;big-screen paychecks&lt;/a&gt;, you&#039;ll be blown away by the guys&#039; ability to rake it in.  When &lt;b&gt;Forbes&lt;/b&gt; compared the 10 best-paid actresses &lt;a href=&quot;http://www.forbes.com/business/2008/07/22/actors-hollywood-movies-biz-media-cx_lr_0722actors.html&quot; target=&quot;_blank&quot;&gt;to their male counterparts&lt;/a&gt;, it discovered the men&#039;s paychecks over the past year totaled $487 million while the women&#039;s added up to $244.5 million. &lt;/p&gt;
&lt;p&gt;With his estimated income of $80 million, Will Smith is sitting pretty at number one on &lt;b&gt;Forbes&lt;/b&gt;&#039; list of the best-paid actors in Hollywood. He&#039;s no stranger to high marks — he broke into the &lt;a href=&quot;http://popsugar.com/pop100/slideshow?page=0,90/&quot; &gt;top 10 this year&lt;/a&gt; in the second annual PopSugar 100! Check out the actors who earn the most in the list below. &lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Will Smith&lt;/li&gt;
&lt;li&gt;Johnny Depp&lt;/li&gt;
&lt;li&gt;Eddie Murphy&lt;/li&gt;
&lt;li&gt;Mike Myers&lt;/li&gt;
&lt;li&gt;Leonardo DiCaprio&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Find out the other five when you &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.savvysugar.com/1804617&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.savvysugar.com/1804617#comment</comments>
 <category domain="http://www.savvysugar.com/tags/celeb">celeb</category>
 <category domain="http://www.savvysugar.com/tags/Forbes">Forbes</category>
 <category domain="http://www.savvysugar.com/tags/income">income</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/salary">salary</category>
 <pubDate>Tue, 22 Jul 2008 12:30:46 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1804617</guid>
</item>
<item>
 <title>Woman Saves $12,000 By Collecting Fives</title>
 <link>http://www.savvysugar.com/1802540</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/30_2008/AA036022.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image left preview&quot;width=&quot;300&quot;&gt;&lt;/span&gt;A sum like $12,000 doesn&#039;t usually make the news, but one &lt;b&gt;Boston Globe&lt;/b&gt; reporter has managed to trick herself into saving that amount by adopting &lt;a href=&quot;http://www.boston.com/news/local/articles/2008/07/20/with_a_bit_of_creative_savings_5_can_get_you_at_least_12000/&quot; target=&quot;_blank&quot;&gt;a creative way to save&lt;/a&gt;. With two daughters in college and a mortgage to pay, Marie Franklin and her husband didn&#039;t have any extra money to put into savings. While perusing online, she came across a saving trick that suggested saving every five she acquired and depositing them into a separate savings account.  &lt;/p&gt;
&lt;p&gt;Once she&#039;s collected ten fives in her wallet, Marie deposits the $50 into her designated savings account, and once that account has $2,000 she purchases a CD to earn higher interest. After three years of saving all of her fives, she has accumulated $12,000 in savings. Marie acknowledges that this method of saving requires discipline, but her unconventional habit has obviously worked for her. &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/1802540#comment</comments>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/news">news</category>
 <category domain="http://www.savvysugar.com/tags/saving">saving</category>
 <category domain="http://www.savvysugar.com/tags/tip">tip</category>
 <pubDate>Tue, 22 Jul 2008 09:35:28 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1802540</guid>
</item>
<item>
 <title>Famous Talents Share Their Best Money Advice</title>
 <link>http://www.savvysugar.com/1803001</link>
 <description>&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/30_2008/81088535.preview.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image right preview&quot; height=&quot;423&quot;&gt;&lt;/span&gt;Most of the 40 people CNN Money asked &lt;a href=&quot;http://money.cnn.com/galleries/2008/pf/0807/gallery.smartest_advice.moneymag/index.html/&quot; target=&quot;_blank&quot;&gt;about the best money advice&lt;/a&gt; they&#039;d ever received have actually made their fortunes in finance — the many economics professors and investment gurus they interviewed are talented with money. There were a few names in there that are making their livings off of their skillful talents that didn&#039;t involve playing with numbers or keeping track of market trends, and I&#039;ve selected those to share with you. &lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Bobbi Brown, Founder and CEO, Bobbi Brown Cosmetics:&lt;/li&gt;
&lt;/ul&gt;
&lt;blockquote&gt;&lt;p&gt;I started working as a freelance makeup artist in 1980, and I worried that I didn&#039;t have enough money. My father told me I&#039;d just have to figure out a way to make more money. So I started looking through the Yellow Pages and calling agencies, magazines, photographers - anyone I could offer my services to. I&#039;d work for free until I proved myself. Soon enough, I was getting regular calls to do their makeup. My father&#039;s advice made me feel that I was in control of my future. I realized that it was my job to find more opportunities.&lt;/p&gt;&lt;/blockquote&gt;
&lt;p&gt;Find out what advice author Elizabeth Gilbert and the Yankee&#039;s Derek Jeter shared when you &lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.savvysugar.com/1803001&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.savvysugar.com/1803001#comment</comments>
 <category domain="http://www.savvysugar.com/tags/celeb">celeb</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <category domain="http://www.savvysugar.com/tags/tip">tip</category>
 <pubDate>Tue, 22 Jul 2008 08:03:07 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1803001</guid>
</item>
<item>
 <title>Guess Who? I Like Making Money</title>
 <link>http://www.savvysugar.com/1793916</link>
 <description>&lt;div id=&quot;guesswho-view-1793916&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/guesswho/view/1793916&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var guesswho=$(&#039;guesswho-view-1793916&#039;);guesswho.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&quot;I like making money, but I don&#039;t call people up every day to see how much I&#039;ve made. As long as I have what I need at the time; I mean, I can buy the house that I want. I am not completely money-oriented.&quot;


&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/29_2008/guess-who.preview_0.jpg&quot; alt=&quot;Guess Who? I Like Making Money&quot; title=&quot;Guess Who? I Like Making Money&quot;  class=&quot;image preview&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;form action=&quot;/1793916&quot;  method=&quot;post&quot; id=&quot;guesswho_guess&quot;&gt;
&lt;div&gt;&lt;div class=&quot;guesswho_form&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;input type=&quot;text&quot; maxlength=&quot;128&quot; name=&quot;edit[guess]&quot; id=&quot;edit-guess&quot;  size=&quot;20&quot; value=&quot;&quot; class=&quot;form-text form-autocomplete&quot; /&gt;
&lt;/div&gt;
&lt;input class=&quot;autocomplete&quot; type=&quot;hidden&quot; id=&quot;edit-guess-autocomplete&quot; value=&quot;http://www.savvysugar.com/taxonomy/autocomplete/47&quot; disabled=&quot;disabled&quot; /&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;1793916&quot;  /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;Guess&quot;  class=&quot;form-submit&quot; /&gt;
&lt;input type=&quot;submit&quot; name=&quot;op&quot; value=&quot;I Give Up&quot;  class=&quot;form-submit&quot; /&gt;
&lt;input type=&quot;hidden&quot; name=&quot;edit[form_id]&quot; id=&quot;edit-form_id&quot; value=&quot;guesswho_guess&quot;  /&gt;
&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;/p&gt;&lt;/noscript&gt;</description>
 <comments>http://www.savvysugar.com/1793916#comment</comments>
 <category domain="http://www.savvysugar.com/tags/celeb">celeb</category>
 <category domain="http://www.savvysugar.com/tags/Guess Who">Guess Who</category>
 <category domain="http://www.savvysugar.com/tags/money">money</category>
 <pubDate>Fri, 18 Jul 2008 12:34:11 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1793916</guid>
</item>
<item>
 <title>How Often Do You Get Paid?</title>
 <link>http://www.savvysugar.com/1791567</link>
 <description>&lt;!-- no strip poll --&gt;&lt;div id=&quot;epoll-view-1791567&quot;&gt;&lt;/div&gt;&lt;script type=&quot;text/javascript&quot;&gt;new Ajax.Request(&#039;/epoll/view/1791567&#039;,{method:&#039;get&#039;,onSuccess:function(transport){var epoll=$(&#039;epoll-view-1791567&#039;);epoll.update(transport.responseText);}});&lt;/script&gt;&lt;noscript&gt;&lt;p&gt;&lt;p&gt;&lt;span class=&quot;inline left&quot;&gt;&lt;img src=&quot;http://images.teamsugar.com/files/upl1/10/104165/29_2008/wallet.jpg&quot; alt=&quot;&quot; title=&quot;&quot; class=&quot;image center preview&quot; height=&quot;358&quot; width=&quot;477&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.gettyimages.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Source&lt;/a&gt;&lt;/p&gt;
&lt;/p&gt;&lt;!-- no strip poll --&gt;&lt;form action=&quot;/1791567&quot;  method=&quot;post&quot; id=&quot;epoll_view_voting&quot;&gt;
&lt;div&gt;&lt;div class=&quot;poll&quot;&gt;  &lt;div class=&quot;vote-form&quot;&gt;    &lt;div class=&quot;choices&quot;&gt;&lt;div class=&quot;form-item&quot;&gt;
 &lt;label&gt;How Often Do You Get Paid?&lt;/label&gt;
 &lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;0&quot;   class=&quot;form-radio&quot; /&gt; Once a month.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;1&quot;   class=&quot;form-radio&quot; /&gt; Twice a month.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;2&quot;   class=&quot;form-radio&quot; /&gt; Every other week.&lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;3&quot;   class=&quot;form-radio&quot; /&gt; Every week. &lt;/label&gt;
&lt;/div&gt;
&lt;div class=&quot;form-item&quot;&gt;
 &lt;label class=&quot;option&quot;&gt;&lt;input type=&quot;radio&quot; name=&quot;edit[choice]&quot; value=&quot;4&quot;   class=&quot;form-radio&quot; /&gt; Other. I&#039;ll tell you in the comments below. &lt;/label&gt;
&lt;/div&gt;

&lt;/div&gt;
    &lt;/div&gt;&lt;input type=&quot;hidden&quot; name=&quot;edit[nid]&quot; id=&quot;edit-nid&quot; value=&quot;1791567&quot;  /&gt;
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&lt;/div&gt;
&lt;/div&gt;&lt;/form&gt;
&lt;!-- no strip poll --&gt;&lt;/noscript&gt;&lt;!-- no strip poll --&gt;</description>
 <comments>http://www.savvysugar.com/1791567#comment</comments>
 <category domain="http://www.savvysugar.com/tags/income">income</category>
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 <pubDate>Thu, 17 Jul 2008 09:36:11 -0700</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/1791567</guid>
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