As much as we all promise ourselves that we'll only buy things we absolutely cannot live without, sometimes in the heat of the shopping moment that mentality is substituted by one of like not love. I know there are some items in my wardrobe that fall in the camp of wish-I-never-bought-it, and perhaps that remorse could have been prevented by using this logic.
Salaries are tricky in getting us to think about our income in yearly or by-paycheck terms, but it may pay off to break down your salary (after taxes) in terms of hourly compensation.
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Stress often leads to poor money decisions that can create even more stressful situations than we had before. Using retail therapy to soothe our bad day or bad luck can instigate a downward spending spiral, but 
Some of you are lucky enough to enjoy sales tax-free lives on a daily basis, but for many of us sales tax can add a significant amount to purchases. Several states have smartly introduced designated days for shopping sales tax-free (
Depending on the type of business, customer service can be a big part of your shopping experience. Whether or not you're actually offered service, if the staff has a way of lurking around you, or if they're overly attentive can weigh on your impression of a store.
I'm likely to skip out on returning to a restaurant if the service was rude, but customer service at stores hasn't kept me away or driven me to revisit.
